Free Accident Insurance up to $83,000

 

“The SDA Accident Insurance Scheme is in place to assist our members when they have been injured outside of work. In this way, members have 24-hour cover: workers compensation while at work, and the SDA Insurance Scheme at other times. Our free accident insurance scheme is another example of how your Union cares for its members, both at home and at work. “

Michael Donovan - State Secretary

For many years, all financial members of the SDA have been covered by the Union’s free Accident Insurance Scheme. The SDA works hard to continually improve our cover to provide additional benefits. as well as increasing the amount payable for injuries - still at no cost to you.

Accidents can happen

The SDA’s Accident Insurance Scheme covers you in the event of:

  • total incapacity to work in the job you were trained and/or educated to perform,
  • the need for knee reconstruction or arthroscopic surgery,
  • the breaking of bones,
  • the loss of limbs, sight or hearing,
  • the complete or partial tear of the achilles tendon,
  • death,
  • and other defined injuries as listed in the policy,

when they are caused by violent, external and visible means outside working hours and are not attributable to an illness.

What you save

The SDA Insurance Scheme is absolutely free for every financial member of the Union.*

If you had to insure yourself with a similar type of policy, it would cost you more than $450 each year.

The buying power of more than 200,000 SDA members nationally enables the Union to cover you for free.

When are you covered?

The SDA Accident Insurance Scheme is in place to assist our members injured in accident that occur outside of work.

SDA members aged under 80 are covered by the policy world-wide (subject to sanction exclusions), irrespective of where the accident occurs – and it is absolutely free to every financial member of the SDA.

How to claim

If you suffer an injury, please contact the SDA for advice on the procedure to follow.

Claims should be submitted within 30 days of the accident.

The benefits of the SDA Accident Insurance Scheme are not affected if you have other insurance cover.

If you suffer an injury, please contact the SDA for advice on the procedure to follow. Claims should be submitted within 30 days of the accident.

*Financial SDA members under 80 years of age are covered by the policy