Injured outside work? Don’t fret – the SDA’s got you covered beƩer than ever with our... Formanyyears,allfinancialmembersoftheSDAhave beencoveredbytheUnion’sfreeAccidentInsurance Scheme—atnocosttoyou! Whatyousave TheSDAInsuranceSchemeisabsolutelyfreeforevery financialmemberoftheUnion. Ifyouhadtoinsureyourselfwithasimilartypeofpolicy,it wouldcostyoumorethan$690eachyear. Thebuyingpowerofmorethan210,000SDAmembers nationallyenablestheUniontocoveryouforfree. Whenareyoucovered? TheSDAAccidentInsuranceSchemeisintendedtocover youatalltimeswhenyouarenotcoveredbyworkers’ compensation. Inthisway,youhave24-hourcover:workers’ compensationwhileatwork,andtheSDAInsurance Schemeatothertimes. SDAmembersagedupto80arecoveredbythepolicy world-wide(subjecttosanctionexclusions),irrespective ofwheretheaccidentoccurs–anditisabsolutelyfreeto everyfinancialmemberoftheSDA. BENEFITS UP TO $78,000 Accident Insurance FREE FOR ALL SDA MEMBERS  Up to $30,000 educaƟonal supplement for dependent children  Up to $3,000 funeral benefit refund Howtoclaim Ifyousufferaninjury,pleasecontacttheSDAforadvice ontheproceduretofollow.Claimsshouldbesubmitted within30daysoftheaccident. ThebenefitsoftheSDAAccidentInsuranceSchemeare notaffectedifyouhaveotherinsurancecover. Accidentscanhappen TheSDA’sAccidentInsuranceSchemecoversyouinthe eventof:  death,  totalincapacitytoworkinthejobyouweretrained and/oreducatedtoperform,  theneedforkneereconstructionorarthroscopy,  thebreakingofbones,  thelossoflimbs,sightorhearing,  thecompleteorpartialtearofachillestendon,and  otherdefinedinjuriesaslistedinthepolicy, whentheyarecausedbyviolent,externalandvisible meansoutsideworkinghoursandarenotattributableto anillness. Formoreinformation,gotosdavic.org,orcontactthe Unionoffice. Conditionsapply.